Attention homeowners in Portland and Multnomah County: Need an appraisal?

Here are the top 7 reasons why Oregon homeowners hire Real Value Residential Appraisal Services, LLC:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge property tax assessments
To reduce your mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a divorce in the state of Oregon, where real estate needs to be divided
Settle an estate in Oregon by determining the true market value of real estate


	Do you own a home in or near Portland? Do you need help determining the price of your real estate? Contact Real Value Residential Appraisal Services, LLC.

We at Real Value Residential Appraisal Services, LLC understand the special needs of a customer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. As our client, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

For Sale by Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value opinion than yours.

Challenge Multnomah County's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that's going down or is not appreciating as much as other properties nearby. This only means you're paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Real Value Residential Appraisal Services, LLC is your chief weapon.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're experienced in helping customers just like you delete unwanted and unneeded PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. Not only can this be unsuitable from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Real Value Residential Appraisal Services, LLC can provide you with an expert appraisal that will help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comparables. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.